How the maternity pay calculator works
Manage the cost of having a baby with our simple tool. We help UK parents-to-be project their monthly disposable income so you can make confident decisions for your growing family.
01
Input Household Finances
Start by entering your current salary and monthly outgoings. Our maternity pay calculator then factors in your statutory or occupational pay to see your budget during those first months.
02
Compare Three Work Paths
Explore your options by seeing how your take-home pay changes if you stay home, return full-time, or if you ask yourself: "should I work part time after having a baby in today’s economy?"
03
View Your Monthly Position
Get an immediate breakdown of your net financial position across all three scenarios, tailored specifically to UK childcare and living costs.
Please note: These figures are estimates based on average UK childcare rates and standard tax assumptions. Results are for illustrative purposes and do not substitute for professional financial advice. Always verify your specific employer benefits and local nursery fees before finalising your plans.
Calculate Your Baby Budget
Curious about the cost of having a baby? Use our maternity pay calculator to see your monthly net position. Whether you're staying home, returning to the office, or wondering should I work part time after having a baby, we make it simple to compare all three paths.
Key Costs of Early Parenthood
Quick financial snapshots for new families in the UK to help you budget today
£11,500
Average Year One Total.
Typical first-year costs vary significantly by childcare choices and family spending habits.
£90 /Mo
Food & Basic Care
£0
Standard NHS Healthcare
£25 /Mo
Basic State-School Resources